Carl & his wife Emma are the parents of 3 wonderful children. He received his Bachelors Degree in Business Management from Brigham Young University. Apart from spending time with his family; he loves to give service to his church, the local BYU Alumni Association and the American Indian Services. Carl has been a Financial Advisor for over 20 years and holds the designation of ACCREDITED WEALTH MANAGEMENT ADVISOR. Providing small business retirement plans, individual financial planning, and much more.